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Frequently Asked Questions About Motor Vehicle Accidents

Q: I have been in a motor vehicle accident. Should I go to a doctor?

A: If you have been injured in a motor vehicle accident, you should see a doctor right away. First, you should see a doctor for your own well-being. You may not be able to discern the extent of your injuries yourself; a small ache could be something significant, or it could be nothing at all. Only a doctor can tell you for sure. Second, you should see a doctor because if you decide to bring a legal claim against the at-fault driver or another party, you will need documentation of your injuries and what you did to fix them.

Q: Do I have to go to court if I want to recover monetary damages?

A: Maybe. Your case may settle even before your attorney files a lawsuit; on the other hand, it may go all the way to a trial and a jury verdict. The majority of lawsuits are settled before they get to trial, but what happens in your case depends on the facts, the law and the parties involved.

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Every 30 minutes, someone in this country dies in an alcohol-related automobile crash. If you have been affected by an alcohol-related accident, click here for an evaluation of your case.


The motor vehicle accident law firm of Hayes Lorenzen Lawyers, PLC, located in Iowa City, Iowa, represents clients who have been injured through the negligence of another driver. Auto accidents are the leading cause of devastating brain and spinal cord injuries, which are usually irreversible and life altering. The following content is designed to familiarize you with your rights and options after a car accident. For further questions about your claims or injuries, contact an attorney at Hayes Lorenzen Lawyers, PLC.

Motor Vehicle Accidents - An Overview

Motor vehicle accidents cause the loss of time, property, health and even life. Such accidents occur because of elements including driver error, negligence, distracted driving, manufacturing defects and dangerous weather. No matter what the specific cause or result, a car crash can turn a normal day into a prolonged struggle. Speaking with a lawyer can help you sort out your rights, your options and your future. Call today to schedule a consultation with an experienced attorney to find out more.

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Auto Accident Injuries and Compensation

An individual who has been injured in an automobile accident may be able to seek monetary compensation for injuries and damages. Cases are fact specific, typically with complex issues of proof and fault in dispute. An experienced personal injury attorney can help you sort out your legal options.

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Insurance Claim Do's and Don'ts

When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive.

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Uninsured and Underinsured Motorists

When a driver refuses or is unable to carry proper motor vehicle insurance, that driver puts more than just him- or herself at risk. If the driver injures another person, the insurance will be inadequate to cover the damages. Injured parties, however, may be covered by their own insurance policies; uninsured and underinsured motorist coverage protects accident victims in these cases.

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No-Fault Insurance

When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect.

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What to Do If You Are in a Motor Vehicle Accident

When you are in an accident, you have immediate, important decisions to make. For the crucial decisions you have to make later on, consult with a personal injury attorney.

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Hayes Lorenzen Lawyers, PLC, with over 50 years of combined experience, provides legal representation in motor vehicle accidents throughout Iowa, including, Iowa City, Davenport, Des Moines, and Cedar Rapids. Contact them for a free initial consultation to discuss your case. And, there are no legal fees unless they recover damages on your behalf.

Case Summaries

James R. Speed v. State of Iowa, 240 N.W.2d 901 (1976), changed medical malpractice law in the state of Iowa as it had been known.
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Firm News

7/1/12 James Hayes and Karen Lorenzen named a Benchmark Plaintiff "Local Litigation Star".

7/1/12 Hayes Lorenzen Lawyers named a Benchmark Plaintiff "Highly Recommended" Plaintiffs' firm.

1/31/12 Hayes Lorenzen partner Karen Lorenzen quoted in Gazette article on Iowa's civil justice system. Read More

11/1/12 Hayes Lorenzen named one of the "Best Law Firms" by U.S. News and World Report. Read More

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